Beautiful home in Payne's Crossing. Just off the US460 By-Pass. Convenient to Toyota, Frankfort, Lexington, and just around the corner from Kroger. 3 bed, 3.5 bath BASEMENT home with PRIMARY BEDROOM SUITE ON THE 1ST FLOOR is ready to move-in. Gorgeous Engineered Hardwood floors cover the Vaulted Great Room as you enter. Open views to and from the kitchen and dining areas, with a stone-faced island to add architectural interest and functionality. Stainless Steel appliance adorned the kitchen, with views of the amazing backyard and deck from the dining area. The First Floor Primary Bedroom Suite is large and in charge, with a walk-in closet and a barn door entrance to the spacious bathroom. Bath includes a soaking tub, private lavatory, wide vanity, and a Tiled Shower. The first floor laundry and convenient guest powder room complete the 1st floor. Upstairs is a large LOFT, which is ideal for an office, playroom, or could possibly be walled off for a 4th bedroom? Two very large guest bedrooms, both with walk-in closets, and a sumptuous guest bath complete floor 2. The FULL FINISHED BASEMENT holds 2 main areas. In the 1st is a huge Flex Room that could be imagined into a multitude of purposes, including 2 more bedrooms, a workout room, or rec room. There is also a large, finished storage closet, and a utility closet. The 2nd area includes in its' large space a WET BAR with barnwood-like peninsula, another utility closet holding TWO WATER HEATERS and some storage, and ANOTHER LARGE, FULL BATHROOM. Outside in the Big Backyard is a large, NEWLY REBUILT DECK for entertaining, with a poured concrete slab adjacent for extra seating, or the grilling and smoking equipment. Fully fenced, there is plenty of room out back for the pets and kids, and all their related equipment. Outside AC unit compressor replaced April 2026.